“Covenant Home Loans was established to provide personal service and the lowest interest rate I can secure for my borrower, because rate matters."  

– Nick Vallario, An Independent Mortgage Broker

 

 

 

 

 

Covenant Home Loans: NMLS1811403

AZ-MB-0950720

Nick Vallario: NMLS 180861

AZ.LO-0911303

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COVENANT HOME LOANS

INFORMATION

Covenant Home Loans: NMLS1811403

AZ-MB-0950720

Nick Vallario: NMLS 180861

AZ.LO-0911303

Why Rate Matters

Click here to review a scenario of how a three-eighths of a percent interest rate can make a difference.

Pre-Application Checklist

Being prepared with the information that is needed for a smooth loan transaction can save valuable time. Click here to review the checklist.

Industry Updates

Blog coming soon! Nick will bring insight, highlight advantages, or share the other side of the story when it comes to changes happening in the mortgage industry, real estate industry, or other factors that may affect your purchasing decisions.

Get Prequalified before Shopping for a Home!

This saves valuable time in the loan approval process and avoids many unnecessary headaches. Call Nick at 480-999-0086 for a prequalified loan amount. See checklist to the left for required information.

Online Application

Once you have been preapproved, click here for an online application and start the financing process with Covenant Home Loans.

Testimonials

Read the experiences others have had working with Nick Vallario. He is ready to provide the same great service to you too.

 

THE COVENANT HOME LOANS STORY

Covenant Home Loans is an Independent Mortgage Broker owned and operated by Nick Vallario. With over 30 years of experience in mortgage banking, both as a Mortgage Broker and a Mortgage Banker, Nick is uniquely qualified to assist you with your home financing. 

 

In working with Nick, you will avoid high overhead costs associated with multi-layered mortgage establishments. The lender fees will be competitive in securing the lowest possible interest rate available to him. A low-interest rate delivers continual savings for the life of your loan. 

 

Another advantage of working with Nick is establishing direct communication regarding the status of your loan process. Real estate agents and borrowers appreciate this aspect. After 33 years in the industry, he has learned that the best way to create a successful experience is by utilizing his thorough knowledge to guide all parties through the financing process. This starts by not blindly overpromising to get your business in the door, but by careful analysis of possible pitfalls, discernment of which loan program best fits your circumstances, and most importantly, making sure you secure the lowest payment possible. 

 

Nick looks forward to meeting you and creating a finance package that works best for your family's needs.

 

 

 

Covenant Home Loans: NMLS1811403

AZ-MB-0950720

Nick Vallario: NMLS 180861

AZ.LO-0911303

 

HELLO, I look forward to meeting you.

NICK VALLARIO
An Independent Mortgage Broker

480-999-0086

nick@cHomeLoans.com

Nick Vallario: NMLS 180861

AZ.LO-0911303

 

COVENANT

HOME LOANS

Nick Vallario has been satisfying client's home financing needs in Arizona for over 30 years. Licensed with the Arizona Department of Financial Institutions, Nick is ready to serve you in financing or refinancing your home.

Covenant Home Loans: NMLS1811403

AZ-MB-0950720

Nick Vallario: NMLS 180861

AZ.LO-0911303

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CONTACT

748 Easy Street, Suite 5

Carefree, AZ 85377

mailing address

PO Box 929, Carefree, AZ 85377

email nick@cHomeLoans.com
phone 480-999-0086

 

Click Here to Find Us

For any general inquiries, please fill in the following contact form:

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